Surfing and Surfboard Cover

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Surfing and Surfboard Cover

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Surfing and Surfboard Cover

Surfing Automatically Covered Activity

COVID-19 NOTICE: Travel restrictions and social distancing rules may remain because of the global coronavirus pandemic. Because of this, the below content may reference activities travellers cannot currently partake in and therefore is for informational purposes only. For the latest information on COVID-19 and travel restrictions, please visit trusted sites such as

Protect Your Overseas Surf Trip with International Travel Insurance

Surfing and Surfboard Cover

As surfers, we understand the importance of International Travel Insurance for surfers and non-surfers with worldwide EVAC plans for emergency assistance 24/7 with Covid benefits, including cover for your accompanying surfboards.

Planning a surfing holiday, whether you are learning to surf through to being experienced enough to confidently drop into hollow reef breaks, surfing has its risks and that’s why it’s important to stay safe in the line-up.

Surfing Cover

Am I covered surfing by travel insurance?

There are numerous scenarios around surfing misfortunes and travel insurance, although this could take a while here are a few common questions to consider.

Remember: travel insurance is there for things that might go wrong and will not cover extreme risks, medical conditions that you have before you travel, deliberately putting yourself in danger or anything that involves alcohol or drugs.

Am I covered if I get seriously hurt while surfing?

Yes, all policies selected by us cover surfing as approved activity, you will be covered by travel insurance for medical emergencies and treatment from shark bites and from injuries as a result of hitting the reef. You should contact the emergency assistance providers as soon as possible so they are able to get you the best medical treatment worldwide.

Surfboard Cover

One of the best things about surf travel is you get to experience riding your surfboards in world class conditions. Maybe a new custom quiver specifically for your next surf trip location, perhaps you are just taking a couple of old faithfuls overseas again, it doesn’t matter if your surfboards are new or old their covered.

Everyone has a different taste and choice in the type of surfboards they ride, this could depend on the level of experience and wave conditions. Your surfboard cover will usually include most surfboard types including shortboards, longboards, fish surfboards, malibu, bodyboards, SUP’s and guns, foilboard.

Policy wording could include the following: watercraft of any type (excluding theft of surfboards or damage
to surfboards whilst in the custody of a carrier);

Travel Insurance Plans With Surfing Cover

  • Australian Residents
  • United States of America Residents
  • United Kingdom Residents

Type of International Plans Available

  • Comprehensive Plans
  • Essential Plans
  • Annual Multi Trips
  • Business Trips
  • Inbound Trips

Summary of Benefits and Limits

  • Am I Covered if my flight is cancelled due to natural disaster like the Bali ash clouds?

    Provided you have already purchased your policy, then Yes! The sooner you purchase travel insurance the sooner you have cover for pre-paid deposits and travel arrangements. You should ensure your travel insurance policy has cover for cancellation costs and travel delay due natural disasters and severe weather including volcanic ash clouds.

    Generally, cancellations and delays are covered by the airline, the insurance underwriter will cover additional expenses but require you to keep the costs and expenses reasonable and get a written confirmation of your claim with the airline. All travel insurance policies will require the event to have begun after you have been issued with a certificate of insurance another reason not to leave purchasing travel insurance till you are at the airport.

  • Is my board covered if it breaks while surfing?

    This all depends on the type of travel insurance policy you take out. Generally surfboards are NOT covered while in use. Read your policy wording thoroughly to see if your board is ‘covered whilst in use’. Most insurers do not cover your surfboard while you are using it, however some policies may cover your surf board if it is lost, stolen or damaged with a carrier while traveling as part of your luggage and personal effects but strict conditions can apply, so make sure you check your policy wording for full details.

  • If I require repatriation where will they send me?

    If it’s agreed that repatriation is necessary, there’s cover for reasonable, additional travel expenses to get you home (your return flight ticket might be used to reduce the insurer’s cost) and other reasonable and necessary additional expenses such as for a medical escort or a friend/relative to travel home with you (or accompany your child if you’re not able to). If you die overseas, then the repatriation cover includes either transportation of your remains or ashes home or your overseas funeral, burial or cremation (usually not both).

  • If I get sick or injured and I cannot go on my surf trip or need to come home?

    Again, this depends on the travel insurance policy you take and whether it includes cover for Cancellation or Trip Interruption. If you have pre-booked a surfing lesson, flights and accommodation, and you get sick or injured before you leave home and cannot go on your trip, then you may be able to claim for the non-refundable parts of trip that you have to cancel. If your illness or injury interrupts your trip, then you may also be covered for the unused part of your prepaid expenses, less any refunds you receive. Cancellation/Trip Interruption cover doesn’t reimburse you for “loss of enjoyment” or if you change your mind, and may also exclude other scenarios, so read your policy wording carefully.

  • What to do if I am seeking medical attention?

    Get medical help from a medical practitioner, such as a doctor, or by going to a hospital as soon as possible. If it is an emergency situation, contact the local emergency services first, then contact your travel insurance emergency assistance team as soon as you can.

    If it’s not an emergency situation, still call your emergency assistance team, and they can direct you to an appropriate medical facility. Remember, if you’re in a country with a Reciprocal Health Care Agreement in place, you must take advantage of the public health system where possible.

  • Hiring replacement surf and golf equipmen

    Usually no excess applies to claims under this benefit. Some insurers may provide cover for this benefit under their Comprehensive and Annual Multi Trip Plans.

  • What is usually covered?

    If your golf or surf equipment is accidentally lost, delayed or damaged during your trip they may pay for the cost of hiring replacement golf or surf equipment.

  • What is not usually covered?

    There is usually no cover where you have made a claim for the same costs under any other section of their policy.

  • What is the most they may pay?

    The most the insurers will pay for this benefit is shown in their “Schedule of benefits”for your chosen plan. Limits may apply per adult traveller and are usually not increased for accompanying children.

  • Snow Sports Option

    You will have to add the Snow Sports option if snowboarding and snow-skiing as it will cover you for injury, your equipment and reimburse you for unused lift passes. Plus, benefits may include on and off piste, back country and Heli skiing, equipment hire and liability cover.

  • Boat Charters Option

    Consider the Cruising option for surfing and fishing charters around Australia when at sea for more than 2 days. Some insurers include cruising cover for free, other an added extra. Plus, you can get cruise specific benefits such as cover for medical evacuation from the vessel, flight delay, pre-paid shore excursions and cabin confinement.

Additional Benefits

Planning a Surf Charter?

Planning a Surf Charter?

Add the cruising option for surf charters for when at sea benefits

Planning a Overseas Surf Trip?

Planning a Overseas Surf Trip?

For worldwide Overseas travel, select the International Travel Plan

Planning a Australian Surf Trip?

Planning a Australian Surf Trip?

For travelling around Australia, select the Domestic Travel Plan

Getting the group together?

Getting the group together?

We work with your group leader to collect the required information

Get a quote today!

  • Date Format: DD slash MM slash YYYY
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    Surfing is automatically covered as approved sporting activities with all our insurers.
    Group Discounts are available, simply tell us the size of your group.
    Maximum duration of any one trip:
    TOTAL TRIP COSTS. The higher the excess the lower the cost. You can choose to be covered for trip cancellation up to a limit that best suits your plans. Cover for financial loss incurred due to unforeseen and unavoidable cancellation or rearrangement of pre-paid travel, accommodation arrangements and for the non-refundable costs of your trip
    The higher the excess the lower the cost. An excess is the amount that is deducted from your claim payout. A standard excess of $100 applies to most claims. You can change this amount by selecting an option above: