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Compare Domestic Travel Insurance
COVID-19 NOTICE: Travel restrictions and social distancing rules may remain because of the global coronavirus pandemic. Because of this, the below content may reference activities travellers cannot currently partake in and therefore is for informational purposes only. For the latest information on COVID-19 and travel restrictions, please visit trusted sites such as smartraveller.gov.au.
Protect Your Australian Surf Trip with Domestic Travel Insurance
As surfers, we understand the importance of Domestic Travel Insurance for surfers and non-surfers exploring the coastline of Australia. The Domestic Travel Plan for Australian residents, provides cover for trips taken within Australia and outer islands.
We don’t often think about travel insurance when travelling domestically, you can now compare domestic travel plans and help protect you and your finances should something go wrong.
Whether you’re going on a family holiday to the points breaks on the Gold Coast, going on a surf trip by road with friends, surfing in wave pools, or enjoying a boat charter to the outer reefs of Montebello islands, a domestic travel insurance policy can help you travel with extra peace of mind
Depending on the type of policy you buy, the domestic travel insurance plans for Australia offer coverage for expenses such as lost or damaged luggage and travel documents, rental vehicle insurance excess, additional expenses, amendment or cancellation costs, sporting activities, winter snow sports and cruising cover for boat charters.
The team at Surf Travel Insurance, with expertise in travel and insurance and passion for surfing have selected underwriters with specific benefits for surfing in Australia.
Travel Insurance Plans for Travelling Australia
- Domestic Plan – Australian Residents
- International Plan – United States of America Residents
- International Plan – United Kingdom Residents
Types of Travel Plans for Domestic Travel
- Comprehensive Plans
- Essentials Plans
- Annual Multi Trips
- Business Trips
- Inbound Trips
Domestic Travel Plan Key Features
- Surfing is automatically covered sporting activity
- Single trip policies are best if you only plan on travelling once or twice a year.
- Cancellation limits range from $Nil to Unlimited, depending on the cost of your trip.
- Luggage limits range from $750 per item including surfboards
- Up to $15,000 total luggage cover
- Addons include cruising cover, snow sports and adventure activities
- Rental car insurance excess
- Add the family, with children under 25 usually free
- Extend or purchase your policy while already travelling around Australia
- Choice of $Nil, $100 or $250 excess
- 24 hour emergency assistance
- 21 days cooling off period
- COVID-19 cover
- Medical evacuation and repatriation
- Cancellation or holiday deferment costs
- Additional accommodation and transport expenses
- Travel delay
- Special events
- Varied Cancellation or amendments costs
- Luggage including cover for surfboards
- Surfboards and quiver from $500 to $1500 per item
- Rental car insurance excess
- Personal liability
- And much more.
Summary of Benefits and Limits
Coronavirus travel costs
This benefit may cover you for specific events related to coronavirus, including diagnosed with COVID-19 prior to departure, quarantined due to close contact prior to departure, medical expenses if diagnosed with COVID-19 during trip, required quarantine during trip, or a healthcare worker’s leave being cancelled, or you are being denied boarding due to your suspected infection with coronavirus. Limits vary up to $2,500.
Cancellation or Amendment costs
This benefit provides cover if you must cancel the Journey due to circumstances outside your control. Insurers will not pay more for rearranging your journey than the cancellation costs, which would have been incurred had the journey been cancelled and the value of the unused portion of your prepaid travel or accommodation arrangements that are non-refundable and not recoverable in any other way.
Medical Evacuation and repatriation costs
This benefit may cover you if you have to interrupt your trip after it has begun because you have suffered an illness or injury while you are on your trip and based on the reasonable recommendation of a medical practitioner who is appointed by the insurer, and you need to be evacuated or repatriated.
Luggage and personal effects
This benefit provides cover for accidental loss, theft of or damage to your luggage and personal effects, up to the sub-limits and item limits less depreciation for age and wear. With automatic limits applying to any one item and set or pair of items, this benefit covers your personal items including surfboards and quivers. Varied limits from $500 to $1,200 per item and specified item limits from $3,000 up to $5,000 per item.
Rental vehicle insurance excess
Rental Vehicle usually means a campervan/motorhome that does not exceed 6 tonnes, SUV, sedan, station wagon, hatchback, people mover, coupe, convertible, four-wheel drive or mini-bus rented from a licensed motor vehicle rental company or agency. Usually, it will be your responsibility to provide the final repair/loss report to substantiate your claim. Varied limits from nil to $10,000.
Snow Sports Option
You will have to add the Snow Sports option if snowboarding and snow-skiing as it will cover you for injury, your equipment and reimburse you for unused lift passes. Plus, benefits may include on and off piste, back country and Heli skiing, equipment hire and liability cover.
Boat Charters Option
Consider the Cruising option for surfing and fishing charters around Australia when at sea for more than 2 days. Some insurers include cruising cover for free, other an added extra. Plus, you can get cruise specific benefits such as cover for medical evacuation from the vessel, flight delay, pre-paid shore excursions and cabin confinement.
Add the cruising option for surf charters for when at sea benefits
Snowboarding or skiing will need to add the snow sports option
We can assist all group sizes for domestic and overseas trips
Surfboarding is an automatically covered sporting activity