Compare Business Travel Insurance

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Compare Business Travel Insurance

Request a Quote

Compare Business Travel Insurance

Combine Work and Leisure with Business Travel Insurance

COVID-19 NOTICE: Travel restrictions and social distancing rules may remain because of the global coronavirus pandemic. Because of this, the below content may reference activities travellers cannot currently partake in and therefore is for informational purposes only. For the latest information on COVID-19 and travel restrictions, please visit trusted sites such as

Protect Your Multiple Trips with a Business Travel Plan

Business Travel Plans

The Business policy is the ideal option for individual business travellers who need comprehensive, flexible travel insurance with up to 90 days cover. Includes up to 6 weeks pure leisure travel each year.

Every international trip can vary, maybe a surfing getaway with the family or a surf charter with friends, perhaps combining business travel with leisure cover. Compare travel insurance plans to suit your travel needs, for either single trip, multiple trips, long stays or around the world adventures for leisure and business.

As surfers, we understand the importance of International Travel Insurance for surfers and non-surfers with worldwide EVAC plans for emergency assistance 24/7 with Covid benefits, including cover for your accompanying surfboards.

The team at Surf Travel Insurance, with expertise in travel and insurance and passion for surfing have selected the best underwriters for Business travel with specific benefits including Covid, EVAC and surfing.

Travel Insurance Plans available

  • Australian Residents

Type of International and Domestic Plans

  • Annual Multi Trips
  • Business Trips

Business Travel Plan Features & Benefits

Business Multi-Trip Plan Key Features

    • Surfing Automatically Covered Sporting Activity
    • One low annual premium providing cover on an unlimited number of journeys taken in a twelve month period.
    • A choice of areas and duration to suit your own personal travel needs. With each trip being 30, 60 or 90 days duration.
    • Choice of $Nil, $100 or $250 excess.
    • The family option means your spouse or de-facto and kids can travel with you and also allows your spouse to travel separately. Children under 25 free
    • The family option means your spouse or de-facto and kids can travel with you and also allows your spouse to travel separately. Children under 25 free
    • Access to the insurers 24 hour emergency assistance team to help you when you need it.
    • Extend or purchase your policy while overseas
    • Choice of $Nil, $100 or $250 excess
    • 24 hour emergency assistance
    • 21 days cooling off periods

Key Benefits

  • COVID-19 cover
  • Unlimited overseas emergency medical expenses
  • Unlimited medical repatriation and evacuation expenses
  • Additional accommodation and transport expenses
  • Varied Cancellation or amendments costs
  • Luggage including cover for surfboards and laptops
  • Rental car insurance excess
  • Travel documents and passports
  • Personal liability
  • Refunds within 21 days
  • And much more.

Summary of Benefits and Limits

  • Medical evacuation and repatriation

    This benefit covers the necessary transport and accommodation expenses for medical evacuation or repatriation that you undertake during your trip with the insurers prior consent. Based on reasonable recommendation of a medical practitioner appointed by them; including if you contract coronavirus during your trip. Plan limits vary from $500,000 with Budget Plans to unlimited expenses with Comprehensive Plans

  • Overseas medical expenses

    This benefit covers you for emergency medical, hospital and ambulance expenses arising from injury (including surfing), specified medical condition, or ‘automatically covered condition’, new illness (including coronavirus) or death. May include a sub-limit for illness or injury emergency travel expenses for a relative or friend.

  • Coronavirus travel costs

    This benefit may cover you for specific events related to coronavirus, including diagnosed with COVID-19 prior to departure, quarantined due to close contact prior to departure, medical expenses if diagnosed with COVID-19 during trip, required quarantine during trip, or a healthcare worker’s leave being cancelled, or you are being denied boarding due to your suspected infection with coronavirus. Limits vary up to $2,500.

  • Cancellation or Amendment costs

    This benefit provides cover if you must cancel the Journey due to circumstances outside your control. Insurers will not pay more for rearranging your journey than the cancellation costs, which would have been incurred had the journey been cancelled and the value of the unused portion of your prepaid travel or accommodation arrangements that are non-refundable and not recoverable in any other way.

  • Medical Evacuation and repatriation costs

    This benefit may cover you if you have to interrupt your trip after it has begun because you have suffered an illness or injury while you are on your trip and based on the reasonable recommendation of a medical practitioner who is appointed by the insurer, and you need to be evacuated or repatriated.

  • Additional Expenses

    This benefit covers you if during the Period of Insurance, you suffer a disabling injury, sickness or disease. They will pay the additional accommodation (usually room rate only) expenses and additional transport expenses, at the same fare class and accommodation standard as originally booked. Cover for visiting relative’s expenses if you are hospitalised overseas.

  • Travel delay

    This benefit provides cover if your pre-booked, prepaid transport is temporarily delayed during the journey usually more than 6 hours due to an unforeseeable circumstance outside your control. Benefits include additional accommodation and meals expenses you incur. Limits vary from nil to $2,000

  • Resumption of trip

    This benefit provides cover, usually if You are required to return home during the journey due to the sudden serious injury, hospitalisation, sickness, disease or death of a relative or possibly your business partner in Australia. There are usually limited terms and conditions associated with this benefit and requires travel over 20 days. Limits vary from nil to $3,000.

  • Rental vehicle insurance excess

    Rental Vehicle usually means a campervan/motorhome that does not exceed 6 tonnes, SUV, sedan, station wagon, hatchback, people mover, coupe, convertible, four-wheel drive or mini-bus rented from a licensed motor vehicle rental company or agency. Usually, it will be your responsibility to provide the final repair/loss report to substantiate your claim. Varied limits from nil to $10,000.

  • Luggage and personal effects

    This benefit provides cover for accidental loss, theft of or damage to your luggage and personal effects, up to the sub-limits and item limits less depreciation for age and wear. With automatic limits applying to any one item and set or pair of items, this benefit covers your personal items including surfboards and quivers. Varied limits from $500 to $1,200 per item and specified item limits from $3,000 up to $5,000 per item.

  • Special Events

    This benefit provides cover if you are unable to arrive in time to attend special events like a wedding, funeral, 25th or 50th wedding anniversary or, a prepaid conference, concert, music festival or sporting events.

  • Snow Sports Option

    You will have to add the Snow Sports option if snowboarding and snow-skiing as it will cover you for injury, your equipment and reimburse you for unused lift passes. Plus, benefits may include on and off piste, back country and Heli skiing, equipment hire and liability cover.

  • Boat Charters Option

    Consider the Cruising option for surfing and fishing charters around Australia when at sea for more than 2 days. Some insurers include cruising cover for free, other an added extra. Plus, you can get cruise specific benefits such as cover for medical evacuation from the vessel, flight delay, pre-paid shore excursions and cabin confinement.

Additional Benefits

Planning a Surf Charter?

Planning a Surf Charter?

Add the cruising option for surf charters for when at sea benefits

Planning on Hitting the Slopes?

Planning on Hitting the Slopes?

Snowboarding or skiing will need to add the snow sports option

Surfing and Surfboard Cover

Surfing and Surfboard Cover

Surfboarding is an automatically covered sporting activity

Planning on Multiple Trips?

Planning on Multiple Trips?

For multiple domestic and overseas trips, consider the Annual Plan

Get a quote today!

  • Date Format: DD slash MM slash YYYY
  • Date Format: DD slash MM slash YYYY
    Surfing is automatically covered as approved sporting activities with all our insurers.
    Group Discounts are available, simply tell us the size of your group.
    Maximum duration of any one trip:
    TOTAL TRIP COSTS. The higher the excess the lower the cost. You can choose to be covered for trip cancellation up to a limit that best suits your plans. Cover for financial loss incurred due to unforeseen and unavoidable cancellation or rearrangement of pre-paid travel, accommodation arrangements and for the non-refundable costs of your trip
    The higher the excess the lower the cost. An excess is the amount that is deducted from your claim payout. A standard excess of $100 applies to most claims. You can change this amount by selecting an option above: